VOL. I · NO. 0002ABOUT THE BANK · THE FOUNDEREST. MAY 2026

Hi.

we should probably explain ourselves.
* eyes closed for privacy *
ME
"the founder" — exam szn, 2026
"i was failing my mocks. i made this. it works. dm me if you have feedback."
FROM THE FOUNDER — A LETTER
I'm a panicked
medical student.

Hi. I'm a medical student. I have failed mocks I should have passed, I have a folder of lecture PDFs I have never opened, and my parents have asked me three times if I'm "doing okay."

I built Panic Bank because the existing tools were either too expensive, too generic, or too boring — usually all three. The big question banks are written for someone else's curriculum, sold at someone else's prices. So I made this for me, and then a few friends, and then my year, and now you.

The idea is simple. Your lectures contain almost everything you need to know. You just don't have time to read them, and even if you did you'd forget most of it by next week. So I made an AI that reads them for you, picks out the bits an examiner would actually test, generates exam-grade SBAs, and keeps them sticky with spaced repetition.

It is not finished. There are bugs. The AI sometimes says weird things. The library is still small. But it works, it's free, and I'd rather you used it now and yelled at me than wait six more months while finals happen to you.

Open an account. Send me bugs. Yell when it sucks. I'm in this with you.

— panicked
A PANICKED MED STUDENT · EST. 2026 · NO. 0001
THE MANIFESTO · SIX BANKING PRINCIPLES
What we
believe.
01
PRINCIPLE 1 / 6
Free should mean free.
Not a 7-day trial that quietly turns into a bill. The free tier has daily caps, we tell you what they are, and it doesn't expire. We make money on the people who want the caps lifted before finals.
02
PRINCIPLE 2 / 6
Don't waste students' time.
Every interaction should feel like withdrawal-day at a good bank: fast, polite, no fine print. If you spend more than 10 seconds on a screen, we've failed at it.
03
PRINCIPLE 3 / 6
Your lecture > generic question bank.
What your lecturer covered IS what you'll be tested on. We build the SBAs from YOUR materials, not a recycled 2014 question pool.
04
PRINCIPLE 4 / 6
Explain things like a human.
The AI tutor uses plain English. It doesn't say 'pathognomonic' when it means 'this is the giveaway.' It doesn't gatekeep. It works the way a kind upper-year friend would.
05
PRINCIPLE 5 / 6
Spaced repetition is not optional.
It is the only studied learning technique that survives finals. We build it into the workflow, no extra app required.
06
PRINCIPLE 6 / 6
Your ink is yours. Your lectures are shared.
Your Ink notes and notebooks are private, and so is your timetable. Lectures you deposit go into your university's library, so the next student in your year doesn't pay to read the same deck twice. No dark patterns.
THE LEDGER · HOW IT GOT HERE
Built between
lectures and mocks.
01
EARLY 2026
A mock goes badly. Panic activates.
// panic activates
02
EARLY 2026
I ask an AI to make me questions from a lecture PDF. It half works. I keep going.
03
SPRING 2026
First prototype. A handful of friends use it instead of revising properly.
// + early adopters
04
MAY 2026
The bank opens properly at New Giza. Word travels faster than the servers do.
05
SUMMER 2026
I rebuild the whole thing, because the prototype was held together by string.
06
SUMMER 2026
OSCE voice mode, spotting decks and the iOS app all go live.
// + nine universities
07
TODAY
2,521 lectures in. You're reading this.
// hi
WHAT'S COMING · WHAT'S MAYBE
The roadmap,
hand-drawn.
"Subject to change, panic, and 4am inspiration."
SHIPPEDLive now
OSCE mode
Take a history out loud from an AI patient, in Egyptian Arabic or English. Marked when you finish. Yes really.
SHIPPEDLive now
iPhone & iPad app
The whole bank in your pocket, on the App Store, with Home Screen widgets. Same account, same vault.
SHIPPEDLive now
Spotting decks
X-ray, CT, MRI, histology, ECG and clinical photos — the identification half of the exam.
SHIPPEDLive now
Ink
Apple Pencil on your lecture deposits, notebooks, and Circle to Explain. You asked; it shipped.
NEXTIn beta testing
The Companion
Reads your timetable and tells you which of your lectures to start, and what to do on it.
LATERConcept
Lecturer mode
Tutors deposit the full reading list to a class once, and the whole class withdraws.
HELP.
OPEN BETA
Build the bank
with me.
Three ways to get involved if you actually care:
01
Use it. Break it.
Open an account, drop in a lecture, log everything weird. Bug reports = my morning coffee.
Open an account →
02
Deposit a lecture.
Add your best lecture to your university's shelf. Your future juniors will name a syndrome after you.
Deposit one →
03
DM me feedback.
Instagram, email, carrier pigeon. If your message says "this is bad, here's why" I will love you.
@panicbank.ai →